As we near year’s end, have you been pondering, “What will my New Year’s resolution be this year?” Perhaps you’ve been longing to join the ranks of homeowners. So why not make this upcoming year the time to achieve your dream. If that is your goal, consider getting your “ducks in a row” in order to turn that New Year’s resolution into a reality for you and your family. 

Begin by contacting the experts. Teaming up with a real estate agent is pivotal in beginning your homeownership journey. Your Realtor® should provide you with information about your local real estate market and be your best asset -- from the initial search for a home, through closing.

Be smart and practical about your finances. Your Realtor® can suggest a qualified lender who will work closely with you and help you to determine which of the many programs and loans will be best for your particular financial situation. Keep in mind that aside from money earmarked for a down payment, you must also plan for additional upfront costs incurred when purchasing a home. These include charges such as inspections, attorney fees and closing costs. Your lender or Realtor® can assist you in estimating these expenses.

Once you have your finances in order and know what you can afford, it’s time to create your list of preferences. Your Realtor® can provide you online resources to browse and many can create personalized webpages where homes that meet your specific criteria are posted for you to review daily. E-mail alerts can be set up by your agent when new listings become available. It’s important to choose an agent whose personal website can become your number one go-to resource for information about properties for sale and the areas that interest you. Their site should allow you to view multiple photos of homes and virtual tours, provide mapping features and offer information regarding schools and local area links.

Once you have a clear idea of your requirements and the price you are both comfortable and confident with, it is time to view homes. Be aggressive, yet practical in focusing on homes that meet your wants and needs. So if homeownership is a part of your New Year’s resolution, please contact me to help you realize your dream.

Allyson Hoffman, ABR, ACRE, CDPE, CRS, e-PRO, GRI, SFR, SRES
RE/MAX Villager
Serving Chicago's North Shore, North and Northwest Suburbs
[email protected]

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Allyson Hoffman is your ultimate real estate resource for Chicago's North Shore, North and Northwest Suburbs and surrounding areas. Visit my website for detailed information regarding today’s real estate markets.

Photo courtesy of Ivan Akira/Wikimedia.