Home appraisers are a necessary part of your real estate transaction and it is important to know exactly what the appraiser's responsibilities are, and to whom.

I think the most common misconception about appraisers is that they work for the home seller. Appraisers are hired to be impartial and provide an accurate "value" to your home in order for lenders to determine if the collateral supports the debt. These same lenders are also putting a lot of pressure on appraisers which result in higher than market value home appraisals.

You can read more about it in the article Please don't hit the appraiser.

Image courtesy of Sherwood CC/Flickr.com